title: The shortcomings of voluntarism in the small-group insurance market.
authors.forename: C G
authors.initials: CG
authors.lastname: McLaughlin
authors.forename: W K
authors.initials: WK
authors.lastname: Zellers
mesh_terms: D003256:Community Participation / Q000191:economics*; D004651:Employment; D005582:Foundations; D006264:Health Benefit Plans, Employee / Q000706:statistics & numerical data*; D006801:Humans; D007221:Industry / Q000191:economics* / Q000706:statistics & numerical data; D017057:Medically Uninsured; D010865:Pilot Projects; D015397:Program Evaluation; D014481:United States