Underinsurance for severe mental illness.
Mental health care for the severely mentally ill in the United States is financed by a combination of public and private funds. Both public and private health insurance programs handle mental illness differently than they do other illnesses. This article documents uninsurance and underinsurance for severe mental illness in the United States based on studies conducted during the last decade. The relationship between private insurance and public assistance is analyzed, and major arguments around equality in insurance coverage for severe mental illness are examined. Alternatives for reducing uninsurance and underinsurance for severe mental illness in order to avoid undertreatment are discussed.
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National Institute of Mental Health, Rockville, MD 20857.
D002908:Chronic Disease; D003156:Community Mental Health Services / Q000191:economics; D004180:Direct Service Costs / Q000639:trends*; D006801:Humans; D007342:Insurance Benefits / Q000191:economics*; D007358:Insurance, Psychiatric / Q000191:economics*; D008489:Medical Indigency / Q000191:economics*; D011632:Public Assistance / Q000191:economics; D012559:Schizophrenia / Q000191:economics* / Q000534:rehabilitation*; D012565:Schizophrenic Psychology; D014481:United States