title: Why doesn't John Hancock have waiver of premium?
authors.forename: J D
authors.initials: JD
authors.lastname: Mesropian
authors.forename: T A
authors.initials: TA
authors.lastname: Witkowski
mesh_terms: D003815:Dentists; D006801:Humans; D007341:Insurance; D007343:Insurance Carriers; D007348:Insurance, Health; D014481:United States