Life-style and organizational health insurance costs.
Most health professionals accept life-style as being causally related to morbidity and mortality, but many managers question this relationship, particularly in relation to corporate health care costs. This research compared responses from a lifestyle questionnaire (HealthScore), age, and organizational size, with Blue Cross/Blue Shield rates for eight work sites in Ohio. HealthScore was demonstrated to be the best predictor of health insurance rates. This relationship held for a secondary analysis involving Blue Shield rates adjusted for company size and coverage.
D054598:Blue Cross Blue Shield Insurance Plans / Q000191:economics*; D003365:Costs and Cost Analysis; D006264:Health Benefit Plans, Employee / Q000191:economics*; D006801:Humans; D007348:Insurance, Health / Q000191:economics*; D007350:Insurance, Hospitalization / Q000191:economics*; D007357:Insurance, Physician Services / Q000191:economics*; D008019:Life Style; D009820:Ohio; D012306:Risk