[Striving for a nursing home insurance].
The present study emphasizes the necessity to alleviate the frail and handicapped elderly from paying the full amount of nursinghome costs by themselves. Because of today's exorbitant high nursinghome fees the resident becomes destitute within a very short period of time. To change this two solutions are discussed. One deals with a monthly downpayment by all younger members of society. Under the assumption that all adults between 25 and 65 years would participate and nursinghome referrals would not change considerably, each adult had to pay DM 6,-per month. Another way would be the introduction of an optional or mandatory nursinghome insurance plan. This would cost a single individual DM 9,-per month. In setting-up these kinds of measures disabled elderly could live a dignified life without the embarassment of loosing all their lifetime savings and of becoming destitute.
D000368:Aged; D006233:Persons with Disabilities; D005860:Germany, West; D006801:Humans; D007350:Insurance, Hospitalization / Q000191:economics*; D009735:Nursing Homes / Q000191:economics*; D011446:Prospective Studies
Untersuchung für eine anzustrebende Pflegeheimversicherung.