Why not rate health and life insurance premiums by risks?
D000206:Actuarial Analysis; D000428:Alcohol Drinking; D005260:Female; D006801:Humans; D006973:Hypertension; D007348:Insurance, Health / Q000191:economics*; D007352:Insurance, Life / Q000191:economics*; D008055:Lipids / Q000097:blood; D008297:Male; D011907:Rate Setting and Review / Q000379:methods*; D012306:Risk; D012907:Smoking; D014481:United States
D008055:Lipids