[The problem of private insurance for patients with epilepsy (author's transl)].
324 epileptics were questioned about their approach to private insurance. Only 9,26% of them were covered by a life or accident insurance policy: 3,70% had life insurance, 3,70% accident insurance and 1,86% both. None of the patients had declared his disability to the insurance company. In 6,17% of the 324 epileptic cases an insurance policy had been taken out by their parents. In comparison about 35% of the Italian population in general are insured. A questionnaire was sent to 20 insurance companies; only 5 of them replied, saying that as far as accidents were concerned, they considered epileptics uninsurable. As for life insurance, policies can be contracted at increased premiums, according to the individual case (including the severity of the illness). Physicians must give epileptics fuller information about their insurance plans because, if their illness is detected after an accident, they will find themselves not covered by insurance. Government intervention is called for with the setting-up of special funds for this purpose.
D003363:Cost Control; D004827:Epilepsy / Q000191:economics*; D006801:Humans; D007343:Insurance Carriers; D007346:Insurance, Accident; D007352:Insurance, Life; D011795:Surveys and Questionnaires
Il problema dell'assicurazione privata nei pazienti epilettici.