An examination of the decline in employment-based health insurance between 1988 and 1993.
This paper identifies factors associated with the decline in employment-based health insurance between 1988 and 1993. The contribution of these factors in explaining the decrease in employment-based health coverage over the period is explored using regression-based decomposition analysis. Our results indicate that decreased percentages of employers sponsoring health insurance plans, reductions in real wages, a trend toward using part-time workers, a decline in unionization, and the movement of workers across industry sectors account for 24% to 51% of the decline in employment-based health insurance coverage between 1988 and 1993.
Fronstin
P
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Employee Benefit Research Institute, Washington, DC 20037, USA.
Snider
S C
SC
D000293:Adolescent; D000328:Adult; D005260:Female; D006264:Health Benefit Plans, Employee / Q000706:statistics & numerical data / Q000639:trends*; D006801:Humans; D007342:Insurance Benefits / Q000706:statistics & numerical data / Q000639:trends*; D016014:Linear Models; D008297:Male; D008875:Middle Aged; D017059:Models, Econometric; D012959:Socioeconomic Factors; D014481:United States