title: [The characteristics of actuarial calculations for voluntary medical insurance].
abstract: Presents methods of mathematical validation of agreements on voluntary medical insurance. Reduction coefficients are used for determining the onset of the insurer's responsibility after a certain number of invalidity days. The reduction coefficient is regarded as a probability that the insured person recovers not later than by a certain date, and the sequence of these coefficients as function of distribution of the course of invalidity. Use of the actuarial estimations for validating different aspects of voluntary medical insurance helps specify the probable payments and provide the financial stability of insurance companies.
authors.forename: I V
authors.initials: IV
authors.lastname: Poliakov
authors.forename: A A
authors.initials: AA
authors.lastname: Kudriavtsev
mesh_terms: D000206:Actuarial Analysis / Q000379:methods* / Q000706:statistics & numerical data; D006801:Humans; D007348:Insurance, Health / Q000706:statistics & numerical data*; D012426:Russia
vernacular_title: Osobennosti aktuarnykh raschetov dlia dobrovol'nogo meditsinskogo strakhovaniia.