title: [The changing role of private personal insurance].
authors.forename: J
authors.initials: J
authors.lastname: Hämäläinen
authors.forename: A
authors.initials: A
authors.lastname: Louhija
mesh_terms: D005382:Financing, Personal / Q000639:trends; D005387:Finland; D005544:Forecasting; D006801:Humans; D007348:Insurance, Health / Q000639:trends*; D009313:National Health Programs / Q000639:trends