title: The likely financial effects on individuals, industry and commerce of the use of genetic information.
abstract: In this paper I look at the financial implications of genetic testing, particularly in the employment and pensions fields. I have generally not covered life insurance, as that is covered in other papers in this Discussion Meeting. However, the issues are similar, although the emphasis is different. Inevitably there is an element of speculation involved; genetic testing is in its infancy and so we cannot predict either what information we will be able to obtain through genetic testing, nor the uses that may be devised for this information.
authors.affiliation: Alexander Clay Consulting Actuaries, London, UK.
authors.forename: T
authors.initials: T
authors.lastname: Ross
mesh_terms: D000328:Adult; D000368:Aged; D005260:Female; D030342:Genetic Diseases, Inborn / Q000191:economics* / Q000235:genetics / Q000523:psychology; D005820:Genetic Testing / Q000191:economics* / Q000523:psychology; D006801:Humans; D007348:Insurance, Health; D008019:Life Style; D008134:Long-Term Care / Q000191:economics; D008297:Male; D008875:Middle Aged; D016272:Occupational Health; D012179:Retirement; D012456:Salaries and Fringe Benefits / Q000191:economics