title: Competition and "cream skimming" in Germany: incentives and opportunities.
authors.forename: J A
authors.initials: JA
authors.lastname: Wysong
authors.forename: T
authors.initials: T
authors.lastname: Abel
mesh_terms: D016494:Computer Security / Q000331:legislation & jurisprudence; D004465:Economic Competition / Q000331:legislation & jurisprudence*; D005858:Germany; D018166:Health Care Reform / Q000191:economics* / Q000331:legislation & jurisprudence; D005102:Health Expenditures / Q000331:legislation & jurisprudence*; D006801:Humans; D007343:Insurance Carriers / Q000191:economics / Q000331:legislation & jurisprudence; D009313:National Health Programs / Q000191:economics* / Q000331:legislation & jurisprudence; D012308:Risk Management / Q000331:legislation & jurisprudence*