Self-funded HMOs offer an alternative to paying premiums.
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D003132:Commerce / Q000191:economics; D003363:Cost Control / Q000379:methods; D017049:Employer Health Costs / Q000706:statistics & numerical data*; D005381:Financing, Organized / Q000379:methods*; D006264:Health Benefit Plans, Employee / Q000191:economics*; D006279:Health Maintenance Organizations / Q000191:economics*; D014481:United States