Growth in self-insurance puts squeeze on Minnesota risk pool.
HMOs and other health plans in many states are diversifying into self-insurance to protect market share, but in Minnesota such a shift is leading to a growing deficit in the state-sponsored risk pool for uninsurable residents. That's because health plans must pay an assessment based on revenues to help fund the state's plan, but the burgeoning self-insured plans aren't required to ante up.
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D003625:Data Collection; D007182:Income / Q000706:statistics & numerical data; D015271:Insurance Pools; D007348:Insurance, Health / Q000458:organization & administration*; D008910:Minnesota; D013221:State Health Plans / Q000191:economics*; D014481:United States