title: Insurance clerks are the real gatekeepers.
authors: T
authors: T
authors: Bodenheimer
mesh_terms: D003363:Cost Control; D007345:Insurance Claim Review; D008329:Managed Care Programs / Q000592:standards*; D011787:Quality of Health Care / Q000191:economics; D012017:Referral and Consultation; D012495:San Francisco; D014481:United States