title: The risk manager's guide to trying times.
authors: T
authors: T
authors: Johnson
mesh_terms: D004465:Economic Competition / Q000639:trends; D005544:Forecasting; D006264:Health Benefit Plans, Employee / Q000639:trends; D007343:Insurance Carriers / Q000191:economics*; D012308:Risk Management / Q000639:trends*; D014481:United States