Multiple HMO/indemnity plan supplement design: a managed care strategy for employers with high HMO enrollment.
This article outlines a health care benefits strategy that combines features of the multiple HMO choice approach and the point-of-service approach. Although this plan design may not be appropriate for all employers, it may provide the greatest long-term cost savings for employers with high HMO enrollment, according to the author.
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D017046:Cost Savings / Q000379:methods; D003669:Deductibles and Coinsurance; D017049:Employer Health Costs; D006264:Health Benefit Plans, Employee / Q000458:organization & administration*; D006279:Health Maintenance Organizations / Q000191:economics* / Q000706:statistics & numerical data; D008329:Managed Care Programs / Q000191:economics*; D014481:United States