Health care über alles: how it works in Germany.
The German healthcare financing system combines regulated, employment-based "sickness funds" for most workers and private insurance available to those above an income threshold. Costs are paid on a fee-for-service basis to private physicians and at an all-inclusive per diem rate to hospitals. Workers and their employers contribute to sickness funds at a percentage of their earnings. The German government sets regulations by which services are provided but does not actively administer either services or payment.
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American Medical Association, Chicago, IL.
D005380:Financing, Government; D005858:Germany; D006291:Health Policy / Q000191:economics; D007348:Insurance, Health; D009313:National Health Programs / Q000458:organization & administration*; D014600:Utilization Review; D014942:Workers' Compensation