Workers Compensation cases with traumatic brain injury: an insurance carrier's analysis of care, costs, and outcomes.
The purpose of this survey was to review the medical care, medical costs, and outcomes of 86 Workers Compensation cases involving traumatic brain injury.  An analysis of ICD-9 diagnoses, Rancho Los Amigos Cognitive Levels, age, sex, accident description, management techniques, costs, outcomes, and many other factors was conducted.  The total indemnity (wage loss) and medical payments amounted to $27.1 million.  For example, one case with temporal lobe hematoma, due to a fall in 1972, has had $1.1 million in medical payments since the injury occurred. The current average age is 40 years with 71% still residing at home. Only 10% are currently employed and 40% are known to be receiving other benefits.  The increasing frequency and severity of these cases, as well as the extension of survival due to improved care and technology, highlight the need to address the question, "Who will be the caretakers, and what will be the associated costs?"  Actuarial projections into the 21st century are given.  It is concluded that, while further long-term studies are needed, Workers Compensation carrier representatives and health care providers must continue to work together on the interdisciplinary rehabilitation team.
Commercial Insurance Division, Aetna Life & Casualty, Hartford, Connecticut.
M
M
Mittelmann
J
J
Urso
B
B
Baldwin
D C
DC
Finnerty
D000203:Activities of Daily Living; D000293:Adolescent; D000328:Adult; D001930:Brain Injuries / Q000191:economics / Q000209:etiology / Q000534:rehabilitation*; D005260:Female; D006801:Humans; D007349:Insurance, Health, Reimbursement; D008297:Male; D008875:Middle Aged; D017063:Outcome Assessment, Health Care; D014942:Workers' Compensation / Q000191:economics