Why medical savings accounts deserve a closer look.
Dismissed as a luxury only for the young or wealthy, medical savings accounts could be used by a majority of Americans--who are neither poor or chronically ill--to make cost-conscious choices about their health care. Current federal tax laws and insurers' inability to sell catastrophic group coverage policies pose obstacles to their widespread use and should be removed.
Jensen
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Institute of Gerontology, Wayne State University, Detroit.
Morlock
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