Why medical savings accounts deserve a closer look.
Dismissed as a luxury only for the young or wealthy, medical savings accounts could be used by a majority of Americans--who are neither poor or chronically ill--to make cost-conscious choices about their health care. Current federal tax laws and insurers' inability to sell catastrophic group coverage policies pose obstacles to their widespread use and should be removed.
Institute of Gerontology, Wayne State University, Detroit.
G A
GA
Jensen
R J
RJ
Morlock
D003363:Cost Control / Q000379:methods; D003625:Data Collection; D005382:Financing, Personal / Q000379:methods*; D006264:Health Benefit Plans, Employee / Q000191:economics; D018166:Health Care Reform / Q000331:legislation & jurisprudence; D005102:Health Expenditures / Q000706:statistics & numerical data; D006801:Humans; D007348:Insurance, Health / Q000191:economics*; D007354:Insurance, Major Medical / Q000191:economics; D007449:Investments / Q000191:economics* / Q000331:legislation & jurisprudence; D008134:Long-Term Care / Q000191:economics; D009042:Motivation; D011050:Policy Making; D013660:Taxes / Q000191:economics; D014481:United States