Options for purchasing provider excess insurance.
Provider organizations accepting capitated payments often purchase provider excess insurance to protect themselves from catastrophic loss. These organizations have the option of purchasing such insurance coverage from the HMOs with which they contract or from commercial insurance companies. To determine which purchase strategy will be cost-effective, provider organizations must carefully analyze their risk, determine how much coverage they need, and exercise due diligence.
Dyer
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WD
Healthcare Plus Insurance Services, Inc., El Segundo, CA, USA.
Forkish
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IJ
D002204:Capitation Fee; D005377:Financial Management, Hospital / Q000379:methods*; D015271:Insurance Pools; D007350:Insurance, Hospitalization / Q000592:standards*; D008329:Managed Care Programs / Q000191:economics*; D012308:Risk Management; D014481:United States