title: The importance of subjective claims management.
abstract: This article discusses the causes and effects of "subjective disability" on today's workforce and employers. As employees feel out of control with both their careers and demands placed upon them, the number of claims characterized by self-reported symptoms are increasing. Subjective disabilities include chronic syndrome, fibromyalgia, psychiatric claims and chronic pain. The author discusses creative strategies in case studies that have helped employers contain the costs of disability claims, while empowering the employee to take control of their own situation and return to work sooner.
authors.affiliation: CNA Insurance Companies, Orlando, FL, USA.
authors.forename: C S
authors.initials: CS
authors.lastname: Beger
mesh_terms: D000041:Absenteeism; D003363:Cost Control / Q000379:methods; D006233:Persons with Disabilities / Q000534:rehabilitation*; D004651:Employment; D006264:Health Benefit Plans, Employee / Q000458:organization & administration; D006801:Humans; D007344:Insurance Claim Reporting / Q000639:trends*; D018868:Insurance, Disability / Q000458:organization & administration / Q000706:statistics & numerical data*; D007587:Job Description; D014481:United States