title: How much protection is enough? Debate over consumer safeguards in LTC insurance intensifies. Panel discussion.
abstract: The growing momentum behind a push for federal intervention in regulating long-term care insurance has sparked a tempestuous controversy with insurers, politicians, consumers and regulators in the eye of the storm. Some insurers are adamantly opposed to nationwide standards, while others have banded together to lobby for a combination of federal/state oversight. Consumer representatives generally favor uniform regulation, but regulators and politicians are split on the issue of whether the states or feds should control the requirements. A panel representing the assorted views of the special interest groups with a stake in this debate shared their perspectives during the Eighth Annual Private Long Term Care Insurance Conference that recently convened in San Francisco. The following comments are excerpts from their discussion on the role of regulation in consumer protection.
mesh_terms: D003254:Consumer Advocacy / Q000331:legislation & jurisprudence*; D007353:Insurance, Long-Term Care / Q000331:legislation & jurisprudence*; D014481:United States