title: Annual deductibles are nearly universal.
authors.forename: J
authors.initials: J
authors.lastname: Gamlin
mesh_terms: D003669:Deductibles and Coinsurance; D006264:Health Benefit Plans, Employee / Q000191:economics*; D007221:Industry; D007348:Insurance, Health / Q000191:economics*; D007354:Insurance, Major Medical / Q000191:economics; D014481:United States