title: N.Y. Life adds free second opinion plan.
mesh_terms: D006801:Humans; D007343:Insurance Carriers; D007348:Insurance, Health / Q000191:economics*; D007359:Insurance, Surgical / Q000191:economics*; D012017:Referral and Consultation / Q000191:economics; D013514:Surgical Procedures, Operative / Q000706:statistics & numerical data*; D014481:United States