title: NY insurance dept. issues maternity, 2nd opinion guides.
mesh_terms: D005260:Female; D006801:Humans; D007348:Insurance, Health / Q000331:legislation & jurisprudence*; D009518:New York; D011247:Pregnancy; D012017:Referral and Consultation / Q000191:economics / Q000331:legislation & jurisprudence*; D013514:Surgical Procedures, Operative