title: US government natural disaster assistance: historical analysis and a proposal for the future.
abstract: Governments often provide grants or low-interest loans to disaster victims. Yet these programmes have proven to be quite costly. In addition, questions have been raised about associated behavioural incentives. Conceptually, government disaster insurance programmes should be more efficient, consistent and equitable than ex post facto disaster relief in the form of grants and loans. Yet the performance of government disaster insurance programmes has been mixed, at best. This article reviews the history of US federal natural disaster assistance to individuals and concludes with a recommendation for a new government role in the provision of disaster insurance.
authors.affiliation: Department of Agricultural Economics, Mississippi State University, USA. barnett@agecon.msstate.edu
authors.forename: B J
authors.initials: BJ
authors.lastname: Barnett
mesh_terms: D004189:Disaster Planning / Q000458:organization & administration*; D004190:Disasters / Q000191:economics / Q000706:statistics & numerical data; D005378:Financial Support; D005380:Financing, Government / Q000458:organization & administration; D005544:Forecasting; D006077:Government Agencies / Q000458:organization & administration*; D006801:Humans; D007341:Insurance / Q000458:organization & administration; D009937:Organizational Objectives; D012066:Relief Work / Q000458:organization & administration*; D014481:United States