title: Accidents with averages.
authors.forename: M V
authors.initials: MV
authors.lastname: Pauly
mesh_terms: D017046:Cost Savings; D017049:Employer Health Costs; D006264:Health Benefit Plans, Employee / Q000191:economics* / Q000706:statistics & numerical data; D006279:Health Maintenance Organizations / Q000191:economics* / Q000706:statistics & numerical data; D006801:Humans; D007342:Insurance Benefits