title: Is your HMO too stingy?
authors.forename: D
authors.initials: D
authors.lastname: Pedersen
mesh_terms: D006279:Health Maintenance Organizations / Q000191:economics / Q000331:legislation & jurisprudence*; D019458:Insurance Coverage / Q000331:legislation & jurisprudence*; D010344:Patient Advocacy / Q000331:legislation & jurisprudence; D013781:Texas