Is the market ready for defined care?
Defined care, based on the use of a defined contribution by employers rather than a defined health benefit, would put the power of the people to work--enabling employees to choose their own health plans, based on personal values, price, and insurance needs. What does this really mean? Are employers moving towards this concept today? The author, a proponent of defined contribution plans, answers some of the crucial questions involving this trend.
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Managed Care On-Line, 1101 Standiford Avenue, Suite C-3, Modesto, California 95350, USA. cliver@mcol.com
D003256:Community Participation / Q000191:economics*; D003657:Decision Making; D017049:Employer Health Costs; D006264:Health Benefit Plans, Employee / Q000191:economics / Q000458:organization & administration*; D006801:Humans; D017146:Models, Organizational; D014481:United States