title: Moving from defined benefits to defined contributions.
abstract: The concept of "defined contributions" has become one of the hottest topics in health care financing today. The traditional defined benefits system offered all employees essentially the same set of health benefits, regardless of individual circumstances. The defined contributions approach would offer some or all of the premium dollars to the employee to spend on various options chosen from a much-expanded list of benefits. When adopted, this user-initiated approach will have far-reaching implications for health care marketing.
mesh_terms: D003256:Community Participation; D006264:Health Benefit Plans, Employee / Q000458:organization & administration*; D006801:Humans; D008389:Marketing of Health Services; D009936:Organizational Innovation; D014481:United States