title: Social Security must be reformed.
abstract: Today's Social Security system must be reformed not only because it will soon be in financial crisis but also because it is simply a bad deal for most Americans, this author believes. She argues that it should be transformed into a system of personal retirement accounts and uses the example of San Diego, which opted out of Social Security in 1981 and replaced it with a mandatory defined contribution program for city employees, to show the benefits of private accounts.
authors: C
authors: C
authors: Lips
mesh_terms: D000368:Aged; D002140:California; D006801:Humans; D007449:Investments / Q000331:legislation & jurisprudence*; D011157:Population Dynamics; D012179:Retirement / Q000191:economics*; D012943:Social Security / Q000191:economics* / Q000331:legislation & jurisprudence*; D014481:United States