title: Insurer must pay disability claim because HIV inquiry was belated.
mesh_terms: D017088:AIDS-Related Opportunistic Infections; D015658:HIV Infections; D006801:Humans; D007345:Insurance Claim Review / Q000331:legislation & jurisprudence*; D008297:Male; D009518:New York; D013997:Time Factors; D014123:Toxoplasmosis; D014481:United States