title: Health benefit vouchers: all talk and no action?
abstract: This article discusses the voucher--also called defined contribution--health care benefits model in terms of its features, the impetus for its development, obstacles to its implementation and the challenges it creates for employers. Although employers appear to have little current interest in health benefit vouchers, the author argues that a serious economic downturn could renew employers' interest in this promising concept.
authors.affiliation: Deloitte & Touche's Human Capital Advisory Services, Miami, USA.
authors.forename: J C
authors.initials: JC
authors.lastname: Erb
mesh_terms: D003256:Community Participation; D017047:Cost Sharing; D005544:Forecasting; D006264:Health Benefit Plans, Employee / Q000458:organization & administration / Q000639:trends*; D006279:Health Maintenance Organizations; D006801:Humans; D020402:Medical Savings Accounts; D017146:Models, Organizational; D014481:United States