Two 2nd Circuit decisions represent mixed bag on insurance.
D003866:Depressive Disorder / Q000150:complications; D006233:Persons with Disabilities / Q000331:legislation & jurisprudence*; D006801:Humans; D007352:Insurance, Life / Q000331:legislation & jurisprudence*; D016365:Liability, Legal; D009518:New York; D014481:United States