title: Risk-pooling--necessary but not sufficient?
authors.forename: P
authors.initials: P
authors.lastname: Davies
authors.forename: G
authors.initials: G
authors.lastname: Carrin
mesh_terms: D003695:Delivery of Health Care / Q000191:economics / Q000458:organization & administration; D015271:Insurance Pools; D007348:Insurance, Health; D020379:Risk Adjustment