title: The relationship between the stages of change for exercise and health insurance costs.
abstract: OBJECTIVE
  To determine the relationship between the stages of exercise participation and health insurance costs.
  
  
  METHODS
  A hurdle model was used to examine health survey and health insurance costs data by stage of exercise participation.
  
  
  RESULTS
  Employees classified in the maintenance stage (regular exercisers) of exercise adoption had lower costs and a lower probability of being classified in the high-cost group than did employees classified in the other stages of change for exercise participation.
  
  
  CONCLUSIONS
  This study offers evidence that the health insurance of individuals classified in the maintenance stage of exercise costs less than does that of individuals classified in other stages of exercise adoption.
authors.affiliation: Department of Health and Human Development, Montana State University, Bozeman 59717, USA. Dunnagan@MONTANA.EDU
authors.forename: T
authors.initials: T
authors.lastname: Dunnagan
authors.forename: G
authors.initials: G
authors.lastname: Haynes
authors.forename: V
authors.initials: V
authors.lastname: Smith
mesh_terms: D000328:Adult; D000367:Age Factors; D003365:Costs and Cost Analysis; D015444:Exercise; D017048:Health Care Costs; D006801:Humans; D007348:Insurance, Health / Q000191:economics*; D008875:Middle Aged; D012959:Socioeconomic Factors; D011795:Surveys and Questionnaires