title: Gloomy forecasts prove true.
authors.affiliation: Embry-Riddle University, Daytona Beach, Fla., USA. Adamssh@cts.db.erau.edu
authors.forename: S J
authors.initials: SJ
authors.lastname: Adams
mesh_terms: D006801:Humans; D007351:Insurance, Liability / Q000191:economics*; D014481:United States; D014942:Workers' Compensation / Q000191:economics*