title: Providing long-term care benefits in cash: moving to a disability model.
abstract: This paper examines the role of a disability approach to the allocation of long-term care benefits. It first highlights the important elements of long-term care that support a disability model. It then reviews the advantages and disadvantages of this approach relative to the traditional indemnity model and summarizes key features of selected domestic and international programs that offer a disability-type benefit. The paper identifies and elaborates on the major implementation challenges and concludes with a recommendation for further examination of the costs and benefits of this approach to the public coffers, the private market, and long-term care consumers.
authors.forename: R I
authors.initials: RI
authors.lastname: Stone
mesh_terms: D006233:Persons with Disabilities; D005607:Fraud; D006291:Health Policy; D006801:Humans; D007353:Insurance, Long-Term Care; D017146:Models, Organizational; D017149:Private Sector; D017150:Public Sector; D014481:United States