title: Is surgery delayed by HMO surgery denied?
mesh_terms: D019461:Employee Retirement Income Security Act / Q000331:legislation & jurisprudence*; D005260:Female; D006279:Health Maintenance Organizations / Q000331:legislation & jurisprudence*; D006801:Humans; D019458:Insurance Coverage / Q000331:legislation & jurisprudence*; D007405:Intervertebral Disc Displacement / Q000150:complications / Q000601:surgery; D016365:Liability, Legal; D009515:New Jersey; D011787:Quality of Health Care / Q000331:legislation & jurisprudence; D016079:Refusal to Treat / Q000331:legislation & jurisprudence; D013997:Time Factors; D014481:United States