Towers Perrin's outlook: what employers (and providers) need to know about defined contribution health plans.
In the face of spiraling healthcare costs, administrative burdens and pent-up demand by employees for more control over their healthcare, a growing number of employers are taking a fresh look at defined contribution health plans with consumer-driven components. In fact, the use of defined contribution health plans and other techniques to shift responsibility and cost to employees is the number one cost-control technique employers are currently considering, according to "Navigating the Healthcare System," a Towers Perrin survey of health benefit managers that was completed in early 2002.
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Michael
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D003258:Consumer Behavior / Q000191:economics*; D003363:Cost Control; D017047:Cost Sharing; D003625:Data Collection; D003659:Decision Making, Organizational; D017049:Employer Health Costs; D006264:Health Benefit Plans, Employee / Q000191:economics / Q000458:organization & administration*; D005102:Health Expenditures; D006801:Humans; D014481:United States