title: Smooth sailing for Empire IPO. Surplus, reserve levels of Pa. Blues still red-hot issue.
authors.forename: Cinda
authors.initials: C
authors.lastname: Becker
mesh_terms: D054598:Blue Cross Blue Shield Insurance Plans / Q000191:economics / Q000458:organization & administration*; D009518:New York; D010067:Ownership / Q000331:legislation & jurisprudence*; D010414:Pennsylvania