Kinzie v. Physician's Liability Insurance Co., 22 September 1987.
The plaintiff sought reimbursement for the costs of an in vitro fertilization procedure which resulted in her conceiving a child. When her insurance company refused reimbursement, she brought suit claiming that the procedure was covered by her insurance policy.  The Court ruled in favor of the insurance company, holding that an vitro fertilization procedure was not "medically necessary" within the meaning of the insurance policy because the plaintiff's infertile medical condition was in no way reversed or cured.  It reached this decision despite the fact that the insurance company had previously paid for out-patient and in-patient surgical treatment designed to repair the plaintiff's fallopian tubes.
D000569:Americas; D019049:Developed Countries; D004467:Economics; D005306:Fertilization; D005376:Financial Management; D066298:In Vitro Techniques; D007348:Insurance, Health; D007603:Jurisprudence; D009656:North America; D009825:Oklahoma; D012098:Reproduction; D012106:Research; D014481:United States
Americas; Clinical Research; Court Decision; Developed Countries; Economic Factors; Fertilization--legal aspects; Financial Activities; Health Insurance--legal aspects; In Vitro; North America; Northern America; Oklahoma; Reproduction; Research Methodology; United States