title: Consumer-driven health plans: are they more than talk now?
abstract: This paper reports marketplace developments for consumer-driven health plans in spring 2002. Findings are from interviews with executives from start-up and health insurance firms, benefit consultants, employee benefit managers, Wall Street analysts, consumer organizations, thought leaders, and policymakers. We detail available evidence about the performance of consumer-driven health plans concerning access to care, risk selection, cost containment, use of information, and legal issues. We find that these health plans are now a central pillar of health insurers' business strategy and that an estimated 1.5 million persons are enrolled in them.
authors.affiliation: Health Research and Educational Trust, Washington, DC, USA.
authors.forename: Jon R
authors.initials: JR
authors.lastname: Gabel
authors.forename: Anthony T
authors.initials: AT
authors.lastname: Lo Sasso
authors.forename: Thomas
authors.initials: T
authors.lastname: Rice
mesh_terms: D003256:Community Participation / Q000191:economics*; D003363:Cost Control; D004465:Economic Competition; D017598:Efficiency, Organizational; D006264:Health Benefit Plans, Employee / Q000191:economics / Q000331:legislation & jurisprudence; D006297:Health Services Accessibility; D006801:Humans; D015273:Insurance Selection Bias