title: Finance issue brief: point of service: year end report-2002.
abstract: A point-of-service (POS) option is a type of plan offered by managed care organizations (MCOs), including health maintenance organizations (HMOs), that allows people who are willing to pay higher out-of-pocket costs to see out-of-plan providers. Mandating a point-of-service option essentially eliminates the use of closed-panel HMOs. This issue brief addresses only bills that mandate managed care plans to offer a point-of-service option.
authors.forename: Rachel
authors.initials: R
authors.lastname: Morgan
authors.forename: Lillian
authors.initials: L
authors.lastname: MacEachern
mesh_terms: D003365:Costs and Cost Analysis; D005544:Forecasting; D006291:Health Policy / Q000191:economics / Q000331:legislation & jurisprudence* / Q000639:trends; D006801:Humans; D007883:Legislation, Medical / Q000191:economics / Q000639:trends; D008329:Managed Care Programs / Q000331:legislation & jurisprudence* / Q000639:trends; D020403:Patient Freedom of Choice Laws / Q000191:economics / Q000639:trends; D013219:State Government; D014481:United States