title: Retirements at risk: employees lack a comprehensive, realistic view of resources and needs.
abstract: Employees who are following conventional retirement-planning advice will be in for a rude awakening as they approach retirement and discover that they can't afford to retire just yet or are likely to outlive their retirement funds. The article discusses how we have arrived at this point, what the implications are, and what both employers and employees can do to remedy the situation.
authors.affiliation: Chicago Office of Mercer Human Resource Consulting, USA.
authors.forename: Michael L
authors.initials: ML
authors.lastname: Young
authors.forename: Cyndi
authors.initials: C
authors.lastname: Gibson
authors.forename: Shem
authors.initials: S
authors.lastname: Asefaw
mesh_terms: D000328:Adult; D000368:Aged; D001290:Attitude; D004651:Employment / Q000191:economics; D005382:Financing, Personal / Q000379:methods*; D006264:Health Benefit Plans, Employee / Q000639:trends; D006801:Humans; D007449:Investments; D008017:Life Expectancy / Q000639:trends; D008875:Middle Aged; D009042:Motivation; D010415:Pensions; D010934:Planning Techniques; D012179:Retirement / Q000191:economics*; D014481:United States