Long-term care insurance and public policy: an analysis of obstacles to utilization.
This article investigates the phenomenon of long-term care insurance and the policy environment in which it has evolved. Further discussion focuses on the obstacles that may exist to wide acceptance of long-term care insurance by those who derive the most benefit from the protection it could provide. The authors review the role of employers and the advantages of long-term care insurance as an employee benefit as compared to individual policies.
University of New Haven, West Haven, Connecticut, USA.
Cynthia E
CE
Conrad
Ann
A
Costello
D000368:Aged; D001290:Attitude; D006264:Health Benefit Plans, Employee / Q000458:organization & administration; D006801:Humans; D007353:Insurance, Long-Term Care / Q000191:economics / Q000706:statistics & numerical data; D011640:Public Policy; D014481:United States