title: Recognize the role of employers.
abstract: Morgan and Willison provide an interesting review of the concept of federally funded catastrophic prescription drug coverage. However, the conclusion reached about government-funded first-dollar and last-dollar coverage tends to oversimplify the issues. In addition, it fails to recognize the role that is currently played by employers who provide plans to their employees. This commentary provides the private sector context and also highlights some of the disadvantages that have been overlooked in the Morgan and Willison paper.
authors.affiliation: Mercer Human Resource Consulting, Toronto, Ontario, Canada.
authors.forename: Marg
authors.initials: M
authors.lastname: French
mesh_terms: D002170:Canada; D017047:Cost Sharing; D005380:Financing, Government; D005569:Formularies as Topic; D006264:Health Benefit Plans, Employee; D006801:Humans; D007356:Insurance, Pharmaceutical Services; D009313:National Health Programs / Q000458:organization & administration*; D024382:Professional Role