title: Consumer cost sharing in private health insurance: on the threshold of change.
abstract: Employers are asking employees to pay more for health care through higher premium contributions, share of contribution, and out-of-pocket maximums, along with variations in deductibles, co-pays, and coinsurance based on choice of providers, networks, drugs, and other services. This issue brief examines consumer cost-sharing trends in private insurance, discusses the outlook for cost sharing in employment-based benefits, and considers public policies to support health care markets for consumers.
authors.forename: Veronica
authors.initials: V
authors.lastname: Goff
mesh_terms: D003256:Community Participation; D017047:Cost Sharing; D003365:Costs and Cost Analysis; D006264:Health Benefit Plans, Employee / Q000191:economics*; D017048:Health Care Costs / Q000639:trends; D006291:Health Policy; D006801:Humans; D007348:Insurance, Health; D017149:Private Sector; D014481:United States