Drugs, alcohol, and accidental death coverage.
Accidental death policies insure against what their name implies, but what is an accidental death? This is often not a question easily answered, and when alcohol and drugs (prescribed or illegal) are the causes of, or contributors to, the death, the issue becomes even thornier, and highly fact- and jurisdiction-specific. As this survey shows, the law in this area is inconsistent but nevertheless susceptible of coherent and organized analysis.
Buhite
Russell S
RS
Fowler White Boggs Banker P.A., Tampa, Florida, USA. rbuhite@fowlerwhite.com
Marrero-Ladik
H Maggie
HM
D000059:Accidents / Q000401:mortality*; D000435:Alcoholic Intoxication; D002423:Cause of Death; D064420:Drug-Related Side Effects and Adverse Reactions; D006801:Humans; D013287:Illicit Drugs / Q000009:adverse effects; D019458:Insurance Coverage / Q000331:legislation & jurisprudence*; D007346:Insurance, Accident / Q000331:legislation & jurisprudence*; D007880:Legislation, Drug; D014481:United States
D013287:Illicit Drugs