title: A clash of ethos.
authors.forename: Gareth
authors.initials: G
authors.lastname: Hayton
mesh_terms: D003695:Delivery of Health Care / Q000191:economics; D017048:Health Care Costs; D006297:Health Services Accessibility; D006801:Humans; D007349:Insurance, Health, Reimbursement / Q000191:economics; D008329:Managed Care Programs / Q000191:economics*