title: Alternative insurance requires close scrutiny.
authors.affiliation: American Physicians Assurance Corporation, USA.
authors.forename: Laura A
authors.initials: LA
authors.lastname: Kline
mesh_terms: D005607:Fraud; D006801:Humans; D007343:Insurance Carriers / Q000706:statistics & numerical data*; D007351:Insurance, Liability / Q000145:classification*; D016365:Liability, Legal; D008824:Michigan