title: The loss of community rating and its effect on health insurance costs.
authors.forename: Robert W
authors.initials: RW
authors.lastname: Frelick
mesh_terms: D000206:Actuarial Analysis; D017049:Employer Health Costs; D005249:Fees and Charges; D005380:Financing, Government; D033161:Government Regulation; D006801:Humans; D015273:Insurance Selection Bias; D007348:Insurance, Health / Q000191:economics*; D020402:Medical Savings Accounts / Q000191:economics; D015442:Medicare Assignment; D011907:Rate Setting and Review; D012111:Residence Characteristics; D018570:Risk Assessment