title: Response to Dr Swart's letter (September issue 2005, Vol 60 no 8).
authors.forename: Gareth
authors.initials: G
authors.lastname: Hayton
mesh_terms: D003669:Deductibles and Coinsurance; D006801:Humans; D007347:Insurance, Dental; D012051:Reimbursement Mechanisms; D013019:South Africa