Notes regarding confidence intervals and statistics for standardized mortality ratios and survival curves in the insurance industry.
Methods have been described for evaluating the statistical validity of insurance experience studies and the translation of medical literature studies to life insurance ratings. These have not seen widespread adoption in the insurance literature. This article is intended to encourage the use of these existing methods and describe other methods in the biostatistical literature.
Winsemius
David K
DK
ING-Reliastar, Hartford, CT 06156, USA. David.Winsemius@us.ing.com
D000206:Actuarial Analysis; D016001:Confidence Intervals; D003627:Data Interpretation, Statistical; D006801:Humans; D007352:Insurance, Life / Q000191:economics*; D009026:Mortality / Q000639:trends*; D016012:Poisson Distribution; D016016:Proportional Hazards Models; D015203:Reproducibility of Results; D018570:Risk Assessment / Q000379:methods; D012307:Risk Factors; D016019:Survival Analysis; D014481:United States / Q000453:epidemiology