title: An emerging portrait of consumer-driven accounts early signs are positive as millions of members test the waters.
authors.forename: William R
authors.initials: WR
authors.lastname: Boyles
mesh_terms: D003256:Community Participation / Q000706:statistics & numerical data*; D004059:Diffusion of Innovation; D006264:Health Benefit Plans, Employee / Q000458:organization & administration*; D006801:Humans; D014481:United States