Information access: will make or break consumer-driven health plans.
Consumer-driven health plans offer employers potentially significant cost savings. Yet such potential cannot be realized without greater consumer access to price, quality and treatment information. This article describes why consumer-based strategies have taken hold and how consumer-driven plan design and financial incentives are of only limited value in controlling costs. After reviewing the importance and availability of existing health care information, the authors suggest actions employers can take to ensure consumer-driven plans reach their potential.
Kelley
Bruce
B
Watson Wyatt Worldwide, USA.
Attridge
Mark
M
D000328:Adult; D003142:Communication; D003258:Consumer Behavior / Q000191:economics*; D017046:Cost Savings; D003669:Deductibles and Coinsurance / Q000706:statistics & numerical data*; D004649:Employee Incentive Plans; D017049:Employer Health Costs; D006264:Health Benefit Plans, Employee / Q000191:economics / Q000706:statistics & numerical data / Q000639:trends*; D019538:Health Care Surveys; D006293:Health Promotion; D006761:Hospitals / Q000592:standards; D006801:Humans; D007255:Information Services; D008875:Middle Aged; D019984:Quality Indicators, Health Care; D014481:United States