title: The effects of reinsurance in financing children's health care.
abstract: This paper examines the effects of reinsurance on the financial performance of health plans serving enrollees in a State Children's Health Insurance Program (SCHIP). We demonstrate that simple reinsurance policies can reduce substantially the variation in the financial performance of plans with different case mixes, even when the plans bear the cost of the reinsurance and are not fully insured against large expenditures on individual enrollees.
authors.affiliation: Department of Economics, University of Florida, P.O. Box 117140, Gainesville, FL 32611-7140, USA. sapping@UFL.edu
authors.forename: David E M
authors.initials: DE
authors.lastname: Sappington
authors.forename: Sema K
authors.initials: SK
authors.lastname: Aydede
authors.forename: Andrew
authors.initials: A
authors.lastname: Dick
authors.forename: Bruce
authors.initials: B
authors.lastname: Vogel
authors.forename: Elizabeth
authors.initials: E
authors.lastname: Shenkman
mesh_terms: D002648:Child; D002662:Child Health Services / Q000191:economics* / Q000458:organization & administration; D019538:Health Care Surveys; D006801:Humans; D019458:Insurance Coverage / Q000191:economics* / Q000458:organization & administration; D007348:Insurance, Health / Q000191:economics*; D013221:State Health Plans / Q000191:economics* / Q000458:organization & administration; D014481:United States