title: Health benefits in 2006: premium increases moderate, enrollment in consumer-directed health plans remains modest.
abstract: Based on a survey of 2,122 randomly selected public and private employers, this paper reports on the state of employer-sponsored health insurance in spring 2006, including recent changes. Premiums increased 7.7 percent from spring 2005 to spring 2006 and have risen 68 percent since 2001. About 4 percent of workers are enrolled in high-deductible health plans with savings options. The percentage of workers covered by their own employer did not statistically change from 2005 to 2006.
authors.affiliation: Henry J. Kaiser Family Foundation, Washington, DC, USA. gclaxton@kff.org
authors.forename: Gary
authors.initials: G
authors.lastname: Claxton
authors.forename: Jon
authors.initials: J
authors.lastname: Gabel
authors.forename: Isadora
authors.initials: I
authors.lastname: Gil
authors.forename: Jeremy
authors.initials: J
authors.lastname: Pickreign
authors.forename: Heidi
authors.initials: H
authors.lastname: Whitmore
authors.forename: Benjamin
authors.initials: B
authors.lastname: Finder
authors.forename: Bianca
authors.initials: B
authors.lastname: DiJulio
authors.forename: Samantha
authors.initials: S
authors.lastname: Hawkins
mesh_terms: D003258:Consumer Behavior / Q000191:economics / Q000706:statistics & numerical data; D017047:Cost Sharing / Q000639:trends; D017598:Efficiency, Organizational; D005249:Fees and Charges / Q000639:trends; D006264:Health Benefit Plans, Employee / Q000706:statistics & numerical data* / Q000639:trends; D019538:Health Care Surveys; D006801:Humans; D020402:Medical Savings Accounts / Q000191:economics / Q000706:statistics & numerical data*; D014481:United States