Health benefits in 2006: premium increases moderate, enrollment in consumer-directed health plans remains modest.
Based on a survey of 2,122 randomly selected public and private employers, this paper reports on the state of employer-sponsored health insurance in spring 2006, including recent changes. Premiums increased 7.7 percent from spring 2005 to spring 2006 and have risen 68 percent since 2001. About 4 percent of workers are enrolled in high-deductible health plans with savings options. The percentage of workers covered by their own employer did not statistically change from 2005 to 2006.
Claxton
Gary
G
Henry J. Kaiser Family Foundation, Washington, DC, USA. gclaxton@kff.org
Gabel
Jon
J
Gil
Isadora
I
Pickreign
Jeremy
J
Whitmore
Heidi
H
Finder
Benjamin
B
DiJulio
Bianca
B
Hawkins
Samantha
S
D003258:Consumer Behavior / Q000191:economics / Q000706:statistics & numerical data; D017047:Cost Sharing / Q000639:trends; D017598:Efficiency, Organizational; D005249:Fees and Charges / Q000639:trends; D006264:Health Benefit Plans, Employee / Q000706:statistics & numerical data* / Q000639:trends; D019538:Health Care Surveys; D006801:Humans; D020402:Medical Savings Accounts / Q000191:economics / Q000706:statistics & numerical data*; D014481:United States