title: Another look at the relationship between socioeconomic factors and the black-white health benefit inequality.
abstract: This paper illustrates the black-white disparity in health benefit coverage and the socioeconomic variables-unemployment, income, and education. The health benefit disparity is strongly related to the disparity in underlying socioeconomic variables. Moreover, the time-series examination reveals that the change in white workers' health insurance coverage is largely determined by its year-to-year persistence and the labor market tightness (or the business cycle), while that of black workers is largely determined by the change in their earnings with a slight persistence. The effect of the change in annual earnings seems to dominate the effect of the labor market condition (unemployment rate) and other variables. Finally, although marginally significant, an increase in the attainment of higher education (college) has a positive effect on the black-white health benefit disparity.
authors.affiliation: Department of Finance and Legal Studies, Bloomsburg University, Bloomsburg, PA 17815-1301, USA.
authors.forename: Jonathan
authors.initials: J
authors.lastname: Ohn
authors.forename: Lauren
authors.initials: L
authors.lastname: McMahon
authors.forename: Tony
authors.initials: T
authors.lastname: Carter
mesh_terms: D001741:Black or African American / Q000193:education / Q000706:statistics & numerical data*; D019352:Censuses; D005260:Female; D019538:Health Care Surveys; D006297:Health Services Accessibility / Q000191:economics*; D006801:Humans; D007182:Income; D019458:Insurance Coverage / Q000706:statistics & numerical data*; D008297:Male; D017059:Models, Econometric; D012959:Socioeconomic Factors; D014478:Unemployment; D014481:United States; D044465:White People / Q000193:education / Q000706:statistics & numerical data*