title: Data and dollars: how CDHC is driving the convergence of banking and health care.
abstract: The new world of consumer-directed health care is arriving faster than many thought possible, and new trends are taking shape: Consumers in large numbers are adopting health savings accounts paired with high-deductible insurance policies. Banks, credit unions, and even insurance companies are offering HSAs and making them increasingly attractive by letting holders invest their unused deposits in mutual funds. Employers-including giants such as Wal-Mart--are pushing their employees in large numbers into these consumer-directed plans.
authors.affiliation: Mckesson Provider Technologies, Fort Lauderdale, Fla., USA. david.hammer@mckesson.com
authors.forename: David C
authors.initials: DC
authors.lastname: Hammer
mesh_terms: D003256:Community Participation; D005377:Financial Management, Hospital / Q000458:organization & administration*; D006264:Health Benefit Plans, Employee / Q000639:trends*; D006801:Humans; D020402:Medical Savings Accounts; D014481:United States