title: Predictive medical information and underwriting.
abstract: Medical underwriting involves the application of actuarial science by analyzing medical information to predict the future risk of a claim. The objective is that individuals with like risk are treated in a like manner so that the premium paid is proportional to the risk of future claim.
authors.affiliation: Medical Consulting Services, at Unum, USA.
authors.forename: John H
authors.initials: JH
authors.lastname: Dodge
mesh_terms: D000206:Actuarial Analysis / Q000379:methods*; D004185:Disability Evaluation; D006304:Health Status; D006801:Humans; D018868:Insurance, Disability; D008499:Medical Records